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Florida Homeowner's
Insurance
Your home is where your heart—and much of your money—is. Ensuring your home and belongings are protected is essential. You work hard to maintain your home, and it is so much more than “just a building”. It is where life happens and memories are made.
Whether you live in a house, a condo, or an apartment, protecting your home and property with the right insurance coverage is critical. At Diamond Insurance Agency, Inc we understand the unique needs of all Florida residents.
Key Components
Key Components of the Standard Homeowners's Insurance Policy Include:
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Dwelling
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Other Structures (Shed, detached garage)
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Personal Property
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Loss of Use/Additional Living Expenses (if your house is uninhabitable after a covered loss)
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Personal Liability
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Medical Payments (to others)
Condo Policies
When you buy a condominium, you only are required to obtain a policy to cover the inside of the unit. The structure of the property or building will be covered by the H.O.A or Homeowner's Association.
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